Extending Mobile Wallet That Utilizes NFC
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In recent years, the purpose of a mobile phone has been redefined. Mobile users are expecting that one day they can get away with their physical wallet. Mobile phone can virtually store all the content of the physical wallet like transit cards, identity cards including the credit/debit cards so that payments can be made easily, quickly, and securely with a mobile phone. Mobile payments have been in use for the past couple of years and gaining momentum as more mobile phones are shipped with Near Field Communication (NFC) support. NFC-enabled mobile phones could play a key role in day-to-day life, serving as wallet, loyalty cards, access cards, and travel cards. This thesis first explains Mobile Wallet concepts and different mobile payment types, while focusing on payments using Near Field Communication. Second, this thesis discusses the current leading Mobile Wallet solutions. Finally, the Star Bonus service is introduced by which users can see their past transactions and summary of their accrued bonus points. Star Bonus service is a value-added service to the Mobile Wallet user. It was presented in Mobile World Congress-2014, 2015 and received good feedback. By integrating the loyalty card into the Mobile Wallet payment use case, Star Bonus makes payments easier and quicker. The positive response it garnered highlights the importance of adding value-added services to Mobile Wallet.